section{scroll-margin-top:130px}.faq-group{scroll-margin-top:140px}.rv{opacity:1;transform:none}.btn{background:var(--navy);color:#fff;transition:transform .35s var(--ease),background .35s;border-radius:999px;align-items:center;gap:10px;padding:15px 26px;font-size:.95rem;font-weight:700;display:inline-flex}.btn svg.ic{width:18px;height:18px}.btn:hover{background:var(--navy-2);transform:translateY(-2px)}.btn--sm{padding:12px 22px;font-size:.88rem}.btn--lime{background:var(--lime);color:var(--navy)}.btn--lime:hover{background:#e2f76d}.btn--ghostw{color:#fff;background:0 0}.btn--ghostw:hover{background:#ffffff1a}.faq-hero{padding:140px var(--pad) 30px;text-align:center;position:relative}.faq-hero:before{content:"";z-index:-1;background:radial-gradient(circle at 82% 18%,#d6f14e24,#0000 45%),radial-gradient(circle at 15% 35%,#2f5be717,#0000 42%);height:460px;position:absolute;inset:0 0 auto}.crumbs{color:#69739a;align-items:center;gap:9px;margin-bottom:18px;font-size:.82rem;font-weight:700;display:inline-flex}.crumbs a{color:var(--blue)}.crumbs svg.ic{color:#b7c0da;width:13px;height:13px}.pill{border:1.5px solid var(--navy);color:var(--navy);background:#fff;border-radius:999px;align-items:center;gap:8px;padding:9px 22px;font-size:.85rem;font-weight:700;display:inline-flex}.pill:before{content:"";background:var(--lime);width:7px;height:7px;box-shadow:0 0 0 1.5px var(--navy);border-radius:50%}.faq-hero h1{font-family:var(--font-d);color:var(--navy);max-width:800px;margin:18px auto 14px;font-size:clamp(1.9rem,4.6vw,3.3rem);font-weight:800;line-height:1.5}.faq-hero h1 .hl{background:linear-gradient(180deg,transparent 62%,var(--lime) 62%);padding:0 6px;display:inline}.faq-hero p{color:#525e85;max-width:620px;margin:0 auto;font-weight:500;line-height:2}.search-box{max-width:600px;margin:30px auto 0;position:relative}.search-box input{border:1.5px solid var(--line);width:100%;font-family:var(--font-b);background:#fff;border-radius:999px;padding:18px 60px 18px 26px;font-size:1rem;transition:all .3s;box-shadow:0 20px 40px -26px #0c1b4e66}.search-box input:focus{border-color:var(--blue);outline:none;box-shadow:0 0 0 4px #2f5be71f}.search-box svg.ic{color:#69739a;pointer-events:none;width:20px;height:20px;position:absolute;top:50%;right:22px;transform:translateY(-50%)}.hero-meta{flex-wrap:wrap;justify-content:center;gap:12px;margin-top:22px;display:flex}.mchip{border:1.5px solid var(--line);color:#525e85;background:#fff;border-radius:999px;align-items:center;gap:8px;padding:9px 17px;font-size:.78rem;font-weight:700;display:inline-flex}.mchip svg.ic{width:15px;height:15px;color:var(--blue)}.chipbar{z-index:800;backdrop-filter:blur(10px);border-block:1px solid var(--line);background:#ffffffed;margin-top:34px;position:sticky;top:70px}.chipbar-in{max-width:1240px;padding:13px var(--pad);scrollbar-width:none;gap:10px;margin:0 auto;display:flex;overflow-x:auto}.chipbar-in::-webkit-scrollbar{display:none}.chip{white-space:nowrap;border:1.5px solid var(--line);color:var(--navy);transition:.3s var(--ease);cursor:pointer;background:#fff;border-radius:999px;flex:none;align-items:center;gap:8px;padding:9px 19px;font-size:.85rem;font-weight:700;display:inline-flex}.chip .c{background:var(--mist);color:#69739a;border-radius:999px;padding:1px 9px;font-size:.7rem;font-weight:800;transition:all .3s}.chip:hover{border-color:var(--navy);transform:translateY(-2px)}.chip.active{background:var(--navy);color:#fff;border-color:var(--navy)}.chip.active .c{background:var(--lime);color:var(--navy)}.faq-main{padding:clamp(40px,5vw,60px) 0 clamp(60px,8vw,90px)}.faq-group{margin-bottom:clamp(36px,5vw,52px)}.group-head{align-items:center;gap:14px;margin-bottom:20px;display:flex}.group-head .gi{background:var(--navy);width:46px;height:46px;color:var(--lime);border-radius:14px;flex:none;place-items:center;display:grid}.group-head .gi svg.ic{width:21px;height:21px}.group-head h2{font-family:var(--font-d);color:var(--navy);font-size:clamp(1.3rem,2.6vw,1.7rem);font-weight:800}.group-head small{font-family:var(--font-b);color:#69739a;font-size:.78rem;font-weight:600;display:block}.faq-item{border:1.5px solid var(--line);background:#fff;border-radius:20px;margin-bottom:12px;transition:all .4s;overflow:hidden}.faq-item:hover{border-color:var(--card-blue)}.faq-item.open{border-color:var(--card-blue);box-shadow:0 18px 36px -26px #0c1b4e4d}.faq-q{text-align:right;width:100%;color:var(--ink);cursor:pointer;background:0 0;border:none;justify-content:space-between;align-items:center;gap:16px;padding:20px 24px;font-size:1rem;font-weight:700;line-height:1.8;display:flex}.faq-q .qt{flex-wrap:wrap;align-items:center;gap:10px;display:flex}.hot-badge{background:var(--lime);color:var(--navy);border-radius:999px;align-items:center;gap:6px;padding:4px 12px;font-size:.68rem;font-weight:800;display:inline-flex}.hot-badge svg.ic{width:12px;height:12px}.faq-q .icw{background:var(--ice);width:34px;height:34px;transition:transform .45s var(--ease),background .35s;color:var(--navy);border-radius:12px;flex:none;place-items:center;display:grid}.faq-q .icw svg.ic{width:16px;height:16px}.faq-item.open .icw{background:var(--lime);transform:rotate(45deg)}.faq-a{max-height:0;transition:max-height .5s var(--ease);overflow:hidden}.faq-a .inner{color:#525e85;padding:0 24px 24px;font-size:.94rem;font-weight:500;line-height:2.05}.faq-a .inner strong{color:var(--navy)}.faq-a .inner a{color:var(--blue);font-weight:700}.no-results{text-align:center;color:#69739a;padding:70px 0;font-weight:600;line-height:2.4;display:none}.no-results b{color:var(--navy)}.ask-band{background:var(--navy);border-radius:var(--r-lg);flex-wrap:wrap;justify-content:space-between;align-items:center;gap:26px;max-width:1240px;margin:0 auto;padding:clamp(36px,5vw,56px);display:flex;position:relative;overflow:hidden}.ask-band:before{content:"";background:radial-gradient(circle at 85% 15%,#d6f14e24,#0000 45%);position:absolute;inset:0}.ask-band h2{font-family:var(--font-d);color:#fff;font-size:clamp(1.4rem,2.8vw,2rem);font-weight:800;position:relative}.ask-band h2 i{color:var(--lime);font-style:normal}.ask-band p{color:#ffffffb8;margin-top:6px;font-weight:500;line-height:1.9;position:relative}.ask-band .row{flex-wrap:wrap;gap:12px;display:flex;position:relative}@media (width<=768px){.ask-band{text-align:center;flex-direction:column;align-items:stretch}.ask-band .row{justify-content:center}}